It’s difficult to last in the Credit Repair industry, unless you provide reliable results plus incredible customer service…and we do. We have been in the industry for over 15 years – not many other companies can say the same thing. We have a top-tier dashboard that offers seamless management of your account.

Is Credit Repair Legal?

We have helped over 10,000 clients better their credit and fulfill their credit goals and achieve their dreams. creditrepair can do legally, you’ll be able to do for yourself for little or no cost. The best way to improve your credit is to show over time that you pay your debts on time.

This company has been around since 2004, and it is known as one of the leaders in the industry. Credit repair companies offer different services with their packages. You’ll have to weigh the cost of hiring a credit repair company and how likely you’ll get results against what you could end up spending as a price for having bad credit. The Credit Pros are a one-stop shop for credit repair and credit building, which in my opinion go hand-in-hand. You can repair your credit with disputes, but if you don’t do anything to improve your credit moving forward, you’ll be stuck. Better mortgage rates, better credit cards, better car loans, everything’s better with good credit.

You can also check to see if the company has complaints against it, through the Better Business Bureau. If you’re in doubt about the legitimacy of a particular company, it’s best to play things on the safe side and look elsewhere for help. Keep an eye out for any company that tries to charge you before completing any work or recommends you enter false information on credit or loan applications.

Dispute Rounds

Some good options include the National Foundation for Credit Counseling and the Financial Counseling Association of America. You can also check the Justice Department website, where you can find a list of approved credit counseling services in every state. People occasionally confuse credit repair companies with credit counseling agencies, but the two are very different.

But a CPN isn’t a substitute for an SSN, even though it’s often marketed as such. Scam artists market CPNs as a way to hide poor credit or bankruptcies or to use in place of an SSN when applying for new credit. Find a trusted financial provider by using BBB’s business directory. The Credit Pros offers packages ranging from the affordable, no-frills Money Management plan to the robust Success Plus plan. Credit Firm’s range of dispute services is extensive, particularly given the comparatively low price point.